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Automatically translated version. The German original is authoritative; all amounts and legal references are unchanged. Zur deutschen Fassung.

Liova Guide: Care at Home, Well Organized

Practical, hands-on guides for family caregivers — arranged along the caregiving journey: first the Pflegegrad (care level), then the money, then everyday life. With current amounts and deadlines (as of 2026).

First Steps: Pflegegrad & Assessment

Applying for a Pflegegrad (care level)Applying for a Pflegegrad: application to the Pflegekasse (long-term care insurance fund), MD assessment (NBA), points table, Pflegegeld 2026, and how to appeal Care diary (Pflegetagebuch)A care diary for the assessment and for appeals: what belongs in it (structured by the 6 NBA modules), how far in advance to start, and which formats are accepted Appealing a Pflegegrad decisionPflegegrad too low? Appeal in 5 steps: one-month deadline (§ 84 SGG), the correct form (no plain e-mail!), sample wording, costs

Money & Benefits

Entlastungsbetrag (relief amount)The Entlastungsbetrag is available at every Pflegegrad: 131 € per month for household help & companionship care Verhinderungspflege (respite care)Verhinderungspflege from Pflegegrad 2: combined annual budget of 3.539 €, no prior-care period anymore, the relatives rule, hourly replacement care, and retroactive applications Costs of 24-hour careWhat does a live-in caregiver at home really cost? An honest calculation with the minimum-wage floor, the 3 models, subsidies (Pflegegeld, § 35a EStG up to 4.000 €), and the checklist for spotting reputable providers.

Everyday Life & Safety

Organizing home careSuddenly a care situation? The 3-phase checklist for families: Pflegegrad, powers of attorney, emergency folder, dividing up tasks, subsidies, and respite options Emergency folder (Notfallmappe)An emergency folder for relatives in need of care: complete checklist (medication plan, powers of attorney, contacts), the right storage place, and an update routine Dementia in everyday lifeManaging daily life with dementia: communication rules (validate instead of correcting), making the home safe, wandering precautions, and all available benefits